About Qifu Technology Inc.

Qifu Technology Inc., established in 2016 and formerly known as 360 DigiTech, has emerged as one of China's leading financial technology platforms leveraging big data and artificial intelligence to facilitate consumer lending. The company benefits from its strategic relationship with 360 Group, one of China's largest internet security companies, providing access to massive user data for risk assessment. QFIN stock price reflects the company's strong position in China's growing digital finance market despite regulatory uncertainties.

Under the leadership of CEO Haisheng Wu, Qifu Technology has successfully navigated China's evolving regulatory environment while maintaining robust growth and profitability. The management team combines deep expertise in financial technology with strong risk management capabilities essential for sustainable lending operations. Leadership's focus on technology innovation, regulatory compliance, and partnership expansion has been crucial for building a resilient business model and influencing QFIN stock price performance.

Qifu Technology operates a capital-light platform model connecting borrowers with financial institution partners, generating revenue primarily through technology service fees rather than taking credit risk directly. The company's proprietary risk assessment models analyze vast amounts of data to facilitate efficient loan origination and servicing for partner institutions. With China's consumer finance market continuing to grow and digitalize, QFIN's established platform, advanced risk management capabilities, and extensive partnership network position it to benefit from long-term growth trends, though investors should carefully consider Chinese regulatory risks and potential policy changes affecting the fintech sector.