About Old Second Bancorp Inc.

Old Second Bancorp has maintained strong financial performance and market position as a leading community bank through consistent earnings growth, disciplined credit management, and strategic market development that demonstrates sustainable banking excellence across Illinois and Wisconsin regional markets and diverse customer segments. The company's financial strength includes stable net interest margins, effective expense management, and conservative lending practices that generate consistent profitability and support dividend sustainability for shareholders. Through strategic business development and operational efficiency, Old Second has built comprehensive community banking capabilities that enable market leadership while maintaining financial stability. OSBC stock price performance reflects the bank's operational efficiency and market execution capabilities in competitive regional banking environments.

Old Second has established comprehensive innovation and technology leadership through advanced digital banking platforms, sophisticated customer relationship management systems, and integrated financial services delivery that enhances customer experience while improving operational efficiency and competitive positioning across community banking markets. The company's technological capabilities include cutting-edge mobile banking applications, comprehensive online services, and advanced analytics platforms that support personalized banking while maintaining security standards and regulatory compliance. Through continuous investment in banking technology and customer service innovation, Old Second has established competitive advantages that support superior customer satisfaction and retention in evolving community banking markets.

Old Second's growth strategy and future outlook emphasize relationship banking excellence, digital transformation, and market development that can drive sustainable growth while building comprehensive community banking solutions addressing evolving financial service requirements across Illinois and Wisconsin regional markets. The company's strategic initiatives focus on customer service enhancement, technology advancement, and operational optimization that can capture community banking opportunities while strengthening competitive positioning and market presence. Management's commitment to community banking principles, customer relationship excellence, and strategic growth positions Old Second for continued success in regional banking through relationship building and operational discipline that creates value for customers seeking personalized banking services and shareholders seeking stable community banking sector exposure and consistent dividend income.